The new year brings tax season, and with it (for some fortunate folks) a tax refund. Your tax refund can help you achieve your real estate goals!  That’s right, your tax refund could comprise some or all of a down payment for a home, land or investment property.  Most down payment requirements range from 3.5% to even lower for those qualifying for VA and other loan programs.

January is a great time to start thinking about your plans for the year, and for the future.  The tax refund can play a huge part in your implementation of those plans.

Here’s your game plan for buying a new home, land or investment property:
1) Call your lender.  Evaluating your options for investing in a new home, land or investment property really is the cornerstone of the whole operation.
2) Call your Realtor.  We know you can use the internet to search homes, but you really need a trusted real estate professional to walk you through scheduling showings ???, negotiations ? inspections?, more negotiations??, paperwork??and more.
3) Take the advice of the professionals you have working for you!  

Another consideration for your Tax Refund Investment is home improvement ???‍♀️.  Maybe you are not interested in buying a new home or investment property right now.  However, keeping your property in tip-top shape is always a good choice for two main reasons: 1) you will be ready when the time comes 2) you are providing a safe, well maintained home for you and your family.  It doesn’t seem like it would, but it actually feels pretty good to do things to improve the bones and function of your home!!  New roof, new windows, siding repairs – annual inspections and maintenance on your “big ticket” items are always worth the investment.

There is no question that it is a lot of work to take the leap to buy a new home, or to source out quotes and contractors, but you will never regret the hard work to protect your biggest investment!