Have you ever thought about moving or buying a home but you don’t know where to start? Here are ten helpful steps you can take to make sure your home buying process goes smoothly.

1. Save for a down payment – Create a budget and do your research. There are many low down payment options available.

2. Know your credit score – Learn your score and clean up outstanding debts like student loans and credit cards.

3. Find a real estate agent – Contact a local professional to guide you through the process.

4. Get Pre- Approved- Differentiate yourself as a serious buyer and have a better sense of what you can afford.

5. Find a home- Work with your agent to find a home in your budget that meets your needs.

6. Make an offer- Determine your price and negotiate the contract.

7. Have a home inspection- Address any hidden issues in the home with the seller.

8. Get a home appraisal – Ensure the property is worth the price you are prepared to pay.

9. Close the sale- Schedule a closing date once the loan is approved so you can sign the final paperwork.

10. Move In – Congratulations!! You are a home owner!