So you think home insurance is unnecessary?  Did you know most lenders require it, and can you guess why?  It’s along the same reasons they require lender’s title insurance – because they are protecting THEIR investment.  Don’t forget that even though your name is on the deed, it’s the lender’s investment too.  Besides that, there are so many benefits of having your home insured that extend to more than just the structural features. If a person is injured on your property, your insurance may cover those medical expenses. Structures that are not attached may be covered as well like a shed or fence. If you are not able to stay in your home for reasons such as a fire, your insurance may be able to cover temporary living expenses. Make sure to educate yourself on the best policy for you.  Call us for a our list of trusted home insurance providers, interview them, find the policies that best suit YOU!!